Mortgage & Refinancing Calculator

Calculate monthly mortgage payments, home equity ratio, and potential refinancing savings.

Refinancing Tip: Even a 0.5% lower interest rate on a 3,000,000 kr mortgage saves you over 15,000 kr every year in interest costs alone! Use this calculator to see if refinancing your mortgage is profitable.

Home Market Value

Current Mortgage Balance

Current Interest Rate (%)

New Interest Rate Offer (%)

Remaining Term (Years)

Monthly Savings from Refinancing

1 150 kr

Saved every month with lower interest rate

Home Equity 1 200 000 kr (30%)

Loan-to-Value 70% (OK)

Current Monthly Payment 17 210 kr

New Monthly Payment 16 060 kr

Total Interest Saved Over Remaining Term 345 000 kr

Check how much you can save by moving your mortgage:

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